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I'm getting almost daily emails, texts and phone reminders nagging me to upgrade my account.
I think the point of this is that; if you do not upgrade within the timeframe your old account will close and I assume they will hold onto any money that it contained. I would think that the point of the nagging is so that they can say "we told you so" when that happens
I wonder if their uptake to convert into current accounts has been low. I'm getting almost daily emails, texts and phone reminders nagging me to upgrade my account.