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Can you put them both on one policy?
TBh it depends what insurer your with, some let you do things, some don't
Keep the current policy you have going, as you'll get the NCB at teh end of the year, so worth that. -
It's a long time since I dealt with motor insurance, but adding a second car as a "temporary additional vehicle" is straightforward: the policy will be transferred to your new car and a cover note issued for your old one.
Obviously a common situation and this was the easiest way of dealing with it.
Cheaper than buying an independent, short-term policy as the premium has to be earned over a shorter period: if the car was totalled or nicked, the cost would be the same.
And test drivers relying on the "driving other cars" extension of their own insurance will likely have Third Party Only cover, so any prangs to your car won't be covered. You'd need to have them temporarily added to your policy for that.
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skinny
Scilly.Suffolk
@NurseHolliday
Right so I'm picking new car up tonight, but living in a council estate in Hackney with no garage or driveway, I can't just put the BMW off the road, not this evening anyway. It's getting moved to the parent's driveway tomorrow day time (I tell my dad this is what he signed up for by taking me to Brands Hatch from a very early age), it makes more sense to buy a new policy for the BMW and then cancel it once all the stuff is sorted out on it (service, MOT, g/box service, detail), right? A price for 7 day temporary cover was £200 with £1500 compulsory excess, and there's no way I'd be able to get it all done and sold in 7 days. If I swap the new car onto my current policy then start a new policy for the BMW I think I'll pay less in fees because I've already paid a year on the current policy.