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  • It would be convenient for me to add Dollar and Euro denominated accounts to my existing current account.

    My bank (HSBC) allows this, but only as currency holding accounts - I can transfer money in and out of them, but I can't use them in the same way that I can use my current account, i.e. to pay for something using a debit card.

    This makes the foreign currency account almost (but not totally) useless.

    Anyone know of a bank that would meet my requirements here, or have a different route to achieving what I want? (Which is to be able to pay for stuff without getting hit with constantly variable FX charges, when in Europe and the US).

  • Without clicking what this is in reply to, I'd add my +1 to Revolut. They provide cards / physical or digital, free fx transfers (presume up to a certain threshold but I've never had to test it) and bank accounts in various currencies. I've paid people all over the world with it this past month or two since I started using it. Very impressed. Very easy to use, reliable etc.

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