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Without clicking what this is in reply to, I'd add my +1 to Revolut. They provide cards / physical or digital, free fx transfers (presume up to a certain threshold but I've never had to test it) and bank accounts in various currencies. I've paid people all over the world with it this past month or two since I started using it. Very impressed. Very easy to use, reliable etc.
It would be convenient for me to add Dollar and Euro denominated accounts to my existing current account.
My bank (HSBC) allows this, but only as currency holding accounts - I can transfer money in and out of them, but I can't use them in the same way that I can use my current account, i.e. to pay for something using a debit card.
This makes the foreign currency account almost (but not totally) useless.
Anyone know of a bank that would meet my requirements here, or have a different route to achieving what I want? (Which is to be able to pay for stuff without getting hit with constantly variable FX charges, when in Europe and the US).