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Hovis-
Private 50's block made of large slabs of concrete. Apparently they're strengthened with steel which degrades and leaves air pockets in concrete.
We've gone with Natwest who are most lenient on property. Broker said we can look at other lenders but chances are the rates would be a lot higher.
Ultimately this won't be a forever home and if it's this hard for us to get a mortgage now, how hard would it be to sell in 5 years time? And how hard would it be to let a flat in blackheath.
With all that in mind we've revisited our search criteria and are now looking in SE1.
Colm89
Gah, offer accepted end of Jan, month or so of all the mortgage/legal paperwork, lender sent surveyor out last week, lender declined to loan against flat due to type of construction.
Foxtons have gone to ground since, and the one time I managed to get hold of the estate agent she didn't seem at all surprised. I bet they knew well all along and were throwing shit at the wall in the hope some if it eventually sticks.
So here were are, mortgage approved pending property survey, legal stuff (anti money laundering) sorted, but all on hold while we start the search again.
Viewed 9 flats before the rugby yesterday. Still haven't recovered.