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rhowe
I found out very late I the process that our loft extension didn't seemingly have any permission despite being told by the estate agent and vendor that it did. By this stage in the process, we were over invested in the property (and needed somewhere bigger for the children) that we cracked on and took out the insurance.
Been here a year and no one has asked us to take it down yet. It's very well built (and been up for over 10 years) so I have no reason to suspect there's anything wrong with it and believe we came to the right conclusion.
Trust your own gut instinct. If you think it will be problematic in the future, maybe reconsider.