• Did you get this bin guys details too? I would be tapking to whichever council he works for, he’s probably covered under their insurance for stuff like this, and they’re definitely liable for the damage to your bike

  • I didn’t. I had a look over the bike and couldn’t see any damage but it was dark at the time and I just saw all the scrapes and dent when I got home in the light so I didn’t think to get details at the time. Hopefully cabby gets in contact and I can get them from him

  • You’re ok, though?

  • Have you got any damage you want to claim for ?

    Do you have home contents insurance, if so you'll have £2 million personal liability cover. If you get a claim from the cabbie just pass it to them with all the details and they'll tell the cabbie your not liable and they'll deal with an cost of defending the claim on your behalf. There shouldn't be any excess for you to pay either.

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