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Did you get this bin guys details too? I would be tapking to whichever council he works for, he’s probably covered under their insurance for stuff like this, and they’re definitely liable for the damage to your bike
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Sorry to hear about the incident.
As you can imagine, cabbies know a thing or two about motor insurance. If I were to guess, having been in the business, he will go down to his local garage and try to pull the dent out (suction cups etc). If it doesn’t pull out and requires a visit to the body shop, you might get a call.
But the calculus the cabbie is doing is how much is the dent worth versus what might it do to my premium next year. And we all know what the answer is there...
Unfortunately, uk motor insurance is crap for any incident below c.£5k. Put it down to experience and move on.
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mcmyk
kwdm
@PhilDAS
Had a bump and came off last night. Could probably do with some advice.
Was cycling up the road opposite the ritz, coming to the lights which were on red. This was 6:15pm.
As the lights are on red, there are two lines of standstill traffic and I’m filtering down the middle between the two.
On my left I can see some pedestrians beginning to cross the road but I judge that at their speed and mine, I’ll get past them before they arrive in my line so carry on.
From out between two stopped cars, a bin man pushes his cart thing straight out as I’m going past the gap, into the side of me, pushing me into a black cab and onto the deck. I’m cut and bruised, the cannondale is dented and the paint ruined but cabbie, although first checking everybody was alright, wants someone to pay for the scrapes in his paintwork.
Bin man didn’t speak a word of English, I gave the driver my contact details, so did bin man.
I’m worried he’s going to come after me to pay, since it was physically my bike/body that hit his car. I don’t think I’m in the wrong, the guy just pushed a 6 foot long cart out into traffic without being able to see what’s coming and hit me with it.