Pay £1000 to save £1400 or to save a net £400? Over 5 years it's only £6.67 a month cheaper. Swings and roundabouts really. I had a similar situation, decided to get the free one as it wasn't worth the saving (personal opinion)
Net £400. Agree that it's swings and roundabouts. I quite like seeing the lower monthly figure.
@ChasnotRobert started
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Pay £1000 to save £1400 or to save a net £400?
Over 5 years it's only £6.67 a month cheaper.
Swings and roundabouts really.
I had a similar situation, decided to get the free one as it wasn't worth the saving (personal opinion)