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Occupational pension should be prioritised as long the employers I contributing too.
Pensions have changed vastly recently you now no longer need to buy an annuity but can draw down from the pot. This is good for smaller pots.
Remember 25% of total valuation can be taken as tax free lump sum.
Another factor is that you can pass them on to children or beneficiary. At the moment if you die before 75 this is tax free too. I doubt that rule last tho.
wildwest
My main pension is an occupational scheme so I don't have the option of a sipp there.
Other stuff is in ISAs, I need to look at whether tax relief on the way in (SIPP) would be better for me than tax relief on the way out (ISA).