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It's ok to have automation. In fact it might even be good because it takes human emotions out of it.
But pre determined dates of selling like most target funds have just don't perform as well as they could hopefully the industry addresses this issue. Most employers use them as they are simple and cheap. And such good enough for most employees.
wildwest
hippy
So better to avoid funds that do anything automatically? What about that nutmeg robo-fund stuff?