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We're with Pedalcover. They broker for AXA I think. Great cover for the price, though only 50% of new value for bikes over 10 years old or something, which is probably fair enough.
Good customer service, but thankfully we haven't had to claim yet.
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Interesting, hiscox told me last month they wouldn't cover my stable as it was worth more than 5k in total...
Try HomeProtect and Aviva for comparison quotes.
HP were a great price for me last year, and I had to claim through them for stolen bikes. Pretty quick, pain free process. As stated in my posts above, though, I was unknowingly under insured, so make sure you value your bikes correctly, including accessories and upgrades.
Aviva were a great price for me this year, and seem to have pretty close to unlimited cover levels. They just need to know the value of your most expensive bike. It's therefore a great option if you're likely to change any of your bikes or components over the course of the policy. Other insurers would need you to call up to make changes to your policy, which incurs an admin fee and a potential premium increase each time. With the previous insurer I ended up having to do this twice during the year, which cost me an extra 200% of the original premium. Once to add a new bike I bought, and once to amend the policy to cover the replacement bikes they gave me following the theft.
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TvH
hazzelfrazzel
@Hovis
Am currently trying to get clued up on home insurance + contents that will cover my silly bikes for when we move house soon. I've never thought about how much I had spent on my stable over the years, and now that I have, am a little ashamed of myself...
Hiscox seems to offer the best deal, and they cover £10,000 per bike in the home, and £3,500 away from it as standard. They also don't deduct for wear and tear. The away from home isn't quite enough to cover the most expensive of my fleet but it isn't a million miles away.
Is there something I'm missing? Any other insurers any forumers recommend I look at?