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i've edited comment above.
If you're overwhelmed by the amount of funds offered just pick one of their target date funds. (the target date being the date you'd like to retire).
https://investor.vanguard.com/mutual-funds/target-retirement/#/
dt-
Tomorrow?
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Those funds de risk by moving from stocks to bonds at certain pre determined times towards 100% bonds/cash at the time of retirement.
This is bad in many ways but mainly due the likelihood of poor market timing.
It's not rocket science to see that a recession might be a bad time to sell shares. And vice versa.
Self investing is the future, financial education is important.
Due to beauty of compound interest even marginal differences can have large consequences in the future.
hippy
wildwest
Maybe that's what I was thinking of?