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  • I understand. The trouble is financial commissions may not seems like alot but they are on going and annual.
    They have been proven to seriously stunt growth. Even in bad years they'll take money.
    I would look at low cost trackers, for simplicity.
    I would encourage everyone to manage there own money. It's not hard and I'm not having my pension pay for some idiots ferrari.

  • some idiots ferrari

    I could have a Ferrari? That's much more fun than a pension!

  • I would look at low cost trackers, for simplicity.

    This. In spades.

    Index tracker outperform almost all managed funds, even before taking off fees (0.07% & 0% for a cheap tracker, versus 2 and 20 for a fancy fund).

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