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The regulations are falling back on the coverall health and safety aspects to ensure these sockets are not dangerously installed. There are a few eyebrows being raised by experienced electrical system designers about the added risks of the transformers etc. but the regs have yet to include a special mention for these sockets. Try to buy a reputable brand like MK as they are likely to be more concerned about safety and isolation of LV from ELV currents.
The great thing about a plugin charger is the fuse, transportability and ease of replacement if it breaks, the fuse helps to make safety easier to ensure. In the future your phone could be intermittently tripping the electrics in half your house because your charging pad is occasionally overheating, little problems like that will be a good earner!
Should I be worried about this cracking?