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  • Just looking at contents/bike insurance... am I correct that when valuing bikes you should quote the value as the cost of replacing like for like, new for old?

    For instance take my TT bike... I bought the whole bike new in 2007 but have upgraded with mostly second hand bits. If I were selling it on here I'd probably value it at £1,500?? But a new P2 is >£,2000, H3 £650, Zipp disc £1,500, aerobars £500? power meter etc. All in all including other bits and bobs I'd probably be looking at >£5000.

    What number should I quote for the insurers?

  • That depends on the type of insurance you have. Mine replaces old with new. Some give current value regardless of what you believe it to be worth.

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