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Still waiting on the contractually obliged... I never want to move house again
Ours simply decided not to bother paying off a bunch of the charges on the house (contractually obliged after our completion); when we came to remortgage two years later we found they were still there :)
I like to think that it was the seller who was personally responsible for having to pay everyone's costs from the ensuing legal drama, rather than some anonymous insurance company.
christianSpaceman
if it makes you feel better, I exchanged at 4.30 pm one day, completed midday the next. Right up to the wire of someone up the chain clusterfucking everyone. Still waiting on the contractually obliged deed of variation bits and bobs from our sellers 3 months down the line, but the move happened and our solicitor was a hardass but allowed it all to happen. I never want to move house again after the whole experience, but yeah - all is not lost.