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Less prejudice against you as a trundling utility cyclist than when in 'lycra-clad road warrior' mode.
This one. All those studies on helmets and stuff show that drivers are more aggressive towards you when you have a helmet and fancy bike (which is also why it looks like helmets don't do anything for safety in the statistics). For some reason the Clarkson types don't have a problem with 19-year-old girls on city bikes but the MAMILs in Lycra shorts send them into a fury
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You still live with your parents because you've bought an M3 and now can't afford a house deposit but then you're precious M3 doesn't get you any girls because all you can talk about is your precious M3 and then on the way home you're passed by a constant stream of fitter, smarter and generally more successful people on bicycles. Bicycles FFS!
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Countless studies by the military have shown that helmets de-humanise people. A helmeted silhouette is easier to shoot at than an un-helmeted one/Civilians more fearful of helmeted patrols/British Army often patrol in Berets whilst trying to win hearts & minds etc etc.
The silhouette of a cycling helmet definitely triggers something in certain drivers.
Perhaps there’s a market for some LFGSS cycling berets...
I've noticed this too. Possible reasons that occur to me: