• I'm struggling a bit to see the point of Monzo - I already get instant notifications with my Amex gold card plus points I can convert to Avios (i.e. BA miles) with everything I spend, then I have a Nationwide Select card (with 0.25% cashback) for fee free transactions abroad. Is is just banking with a really good app for millenials?

    Tandem offers 0.5% cashback but I'm a bit wary of a credit card I've never actually heard of - does anyone know who runs it?

  • I'm struggling a bit to see the point of Monzo

    Isn't it all about the usability? The banking itself, possibly there's no point; but the app and all contact points are light years ahead (of barclays and hsbc at least).

About