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I'm using CoinPayments as it seems like a reasonably secure web wallet for my XRP and ETH. If you've got big money invested it's better to store coins in a desktop app or other offline wallet though.
You can convert between some common coins on there also.
Edit: Also I think the CoinPayments XRP wallet doesn't require an activation fee, could be wrong though.
currently using Exodus as a wallet on Macbook but i also have bitcoin on coinbase and looking for a better wallet/ exchange that won't crash when prices are high up or down. Any advice?