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Thanks, that's pretty much what I've been reading elsewhere too this morning.
Some of the more informative articles I've found:
http://www.wired.co.uk/article/spectre-meltdown-cpu-vulnerability-security-flaw-fix-patches-updates
Sorry to be a klutz, but could someone put this into real layman's terms what the problem is, what it will do, and how best to guard against it. So I can, um, explain it better to my mum....
Does this mean that as I don't store any passwords on my browser anyway, and wipe browser history daily, that I'm a little bit less vunerable...?