Car appreciation... the aesthetics, the engineering, etc

Fair. I guess you could do a quick sensitivity to see how much it would have to lose in value to equal the monthly cost of the Golf.

How long would you plan to hold the M5 for? Could you run a second calc looking at the cost over that period, rather than over an initial 24 month period?

The maths looks right, but instinctively the conclusion looks wrong. As others have said, the M5 would probably end up costing you more in servicing. Plus there is a reasonable probability (maybe ~25%) of something very expensive going wrong on the M5.

Out of interest, anyone reckon the Mk1 Skoda Octavia VRS will ever go up in value? It's still going strong so I don't think I'll get rid of it anytime soon...

I could limit exposure on the M5 by taking out a warranty with Mondial - it's ~3k/year.

I'm hoping that I'd spend less than that on servicing, which may be laughable I grant you.

I'd probably keep the M5 for the next 4/5 years - at a minimum. It'd likely be on around 95,000 miles by then.

I'd estimate that in 24 months I'd put a maximum of 8,000 miles on the car, but lets say it'd be a 90,000 mile car then - I'd say at todays prices that would go for around £20,000, so lets move the value down to £18,500 and the servicing up to £2,000/year, then we equal the Golf:

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One thing to note - the BMW has 6 more cylinders, 200 more horsepower, and a bigger boot.

And it’s a bmw.

If you get a vw or a Skoda you’ll sit in thinking about the bmw. I highly doubt the opposite.

Get the v90

That table doesn't include a line for fuel.

It should be ok then. Just keep a close eye on it . Hope the driveshaft doesn't cost too much in the end

The Volvo is averaging 19mpg on Super Unleaded, I'm fine with whatever whichever car does on fuel.

With all the spreadsheets just make sure you don't overlook which one gets you the most excited. Obvious comment is obvious etc

The Golf or Skoda will do probs 35mpg, the BMW 20.

So over 8000 miles you’ll be spending another £1000 on the BMW.

Money well spent. Just get the M5 @Dammit. You know it doesn't make sense. But it's what you want really, so JFDI.

I had a front bumper stolen from a Mondeo ST220 about 10 years ago, then 6 months later all 4 wheels. This was in Maida Vale. I assumed somewhere there was a 1.6 LX ST220 replica being created.

@Dammit, new car on PCP or finance is surely only sensible for bigger annual mileages?

Will either car satisfy you big german estate craving?

This might be of help

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Don't know if I should be say fuck off you owned a dawoo matiz, or you know about boring as you owned a daeoo matiz.

I wonder why they are on this thread.

Cause there isn’t a boring car topic on here.

Re Subaru.....I ran over 400 BHP with the TGV's in place :)

Wot, no Porsche?

Neil live in the UK, hence why it’s not listed.

Trued using my e34 530i this morning. I will not get into gear so I can't even drive off. Clutch feels fine I. E no long pedal and plenty of fluid so surely it can't be the master or slave cylinder. So what's wrong. Bloody cars. Had to walk to aldis no bad thing i suppose.

Does the gear lever feel normal? Will it select gears when stationary with the engine off?