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It’s the options that fuck you. Other than paint and gearbox you pay for them pro rata, so £5k options adds £100 a month to a 2 year lease.
What options do you even need? Our base model 2017 Golf came with adaptive cruise, sat nav etc. The GTi has heated seats, which is the only thing I miss on the base model. Other than the missing 100bhp of course. I’m struggling to see what else it could need...
The PCP was for a car with some options - which pushed the price up by around 5k.
The lease is for the OTP specification car, which is probably fine tbh.
Significant distance between the two positions though - 10 grand.