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Car appreciation... the aesthetics, the engineering, etc

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    I bought mine on VW’s PCP originally, at the time the minimum deposit was 1% with 3yrs free servicing etc, repayments circa £180 over 36months

    I didn’t bother with gap insurance and I ended up buying the car at the end, as I had done nowhere near the mileage and compared to their end of term valuation I had positive equity.

    So I’ll run mine until the cost of maintenance outweighs the equity and then chop it in, by that point I will definitely need something bigger anyway

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    I’ve never really looked into Gap insurance but my assumption is that it’s a con and in a few years I’ll be getting phone calls from northern people insisting I’ve had it and that I’m entitled to compo.

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    I had the pleasure of buying my car off my dad who worked for VW / Skoda and told me not bother, although this may be because I bought the car with a substantial staff discount

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