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The removal of the top up from the app is annoying, and something I often do as I purposely keep a fairly low balance in my Monzo account.
It was only temporary. It's back now.
(I didn't know either actually but just found it's back in the app - on iOS anyway, probably Android too. I've just topped up in app from my HSBC account.)
The removal of the top up from the app is annoying, and something I often do as I purposely keep a fairly low balance in my Monzo account.
Having to go via my banks app is a bit slower, and less doable at the front of a queue if you find you're out.
Other than that, I agree - so far it's the same as the prepaid.