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danb
CYOA
So Mrs CYOA forgot to cancel some direct debits when she moved into this current house. About 150 quid a month across BT and Three. Since 2012... Is there any way of reclaiming anything? My understanding is no service was going to the house - i.e. contract was finished and agreed canceled by providers but for whatever reason the DD continued.
Secondly she's had a letter through the post chasing some alleged debt (about 1500 quid in utilities) from a flat she lived in in 2011. She claims she and her former housemate paid via PayPoint in instalments during 2012/13. Obviously she doesn't have receipts. A google of LCS suggests they're little more than con artists but as we're trying to nail down new mortgage terms in Jan and both self employed I don't want to fuck around. But equally I don't want to go fork out 1500 quid and encourage some debt firm that it's appropriate to do what they do for a living.