the received wisdom is to do it after the bank has done their evaluation. if they refuse your mortgage for whatever reason, you've not spunked cash away on a survey for a house you ain't gonna buy. presumably you're opting for the bank drive by, wind the window down and confirm the house exists red top survey?
we had our first place turned down because the mortgage consultant from the bank noticed it was next door to a car repair shop... on google maps.
Commercial premises next door bring added risks that some lenders do not like.
They have your home as security. Suddenly it could turn out their security is worthless (or much less) if the commercial premises does something 'interesting'.
the received wisdom is to do it after the bank has done their evaluation. if they refuse your mortgage for whatever reason, you've not spunked cash away on a survey for a house you ain't gonna buy. presumably you're opting for the bank drive by, wind the window down and confirm the house exists red top survey?
we had our first place turned down because the mortgage consultant from the bank noticed it was next door to a car repair shop... on google maps.