Owning your own home

The block of flats I live in now for example, Santander won't lend due to some kind of silly walkway fire access bollocks, but most other banks are fine with it.

that would involve spunking away 4 large on early repayment fees. i think we're both in agreement - we're going to keep looking.

^^ This.

A good mortgage broker will find a lender for it if you want to.

Next to / above commercial premises is an issue for some but not all.

Gash. I'm guessing the seller would accept a 4k drop in your offer though. But sounds like your hearts have moved away from this place after all the shite that's happened. Don't blame you.

Yeah I see your point about asking elsewhere for the money / dropping the price etc. But right now it feels like we'd just be inheriting someone else's problems. Live & learn.

Time to move on. Market's softened quite a bit since we made our offer so maybe this is a blessing in disguise blah de blah.

Here's a weird one. Leasehold law, not been able to find a clear answer.

We know where the freeholder owns the land, they have to pay upkeep and they can do what they want with it.

We also know where the land is considered to be common land, the residents have to pay upkeep via the service charge.

My flat has a single space where the land is a combination of demised common, and nondemised land - no physical boundary. Currently we're getting the worst of both worlds - freeholder thinks he can do what he wants with it, but residents have to pay upkeep - but I'm just wondering if there's any precedent in law which determines who has priority if anyone?

Does anyone know anything about water pressure/flow rate? The house we've just bought has rubbish flow, I've put a gauge on the tap in the garden which is showing around 2 and a half bar (bit of internet Googeling says that's normal?) the stop cock is under the floor boards by the front door and is fully open. The bathroom has an electric shower at the minute but it's horrendous, constantly goes from hot to cold, it's driving me crazy. Just thought I'd ask the Internet's friendliest forum for some advice before getting a plumber in.

Oh, does anyone know of a decent plumber out east.

Finally decided to cheque-book the rest of the work my flat needs, which means it'll actually be finished by the end of November, in theory at least.

Fucking cars >>>

Maybe it's for the best though. Your place sounds like a proper ball ache.

sounds like you might need your water supply balancing. Ive used a guy called hugo nottage off check a trade before. he isn't cheap tho but he is good.

I had the exact same problem with a house I rented once. Electric shower was constantly hot, cold, hot, cold. Found out that the mains water supply to the shower was fed by 25mm copper, which is the wrong size.

Simple option could be the shower head. Remove it and give it a good clean

yeah Mrs Hell said those exact words, and she's not one usually given over to such gutter talk.

sad! :'(

yeah it sucks, but do i want to take on a place that's going to be a ball ache to sell one day?

Je pense the fuck not.

Dodge le bullet

Great minds.

we've got three places lined up for viewings this weekend, and i'm all coked up to smash some low ball offers on all of them. hoping these interest rate hikes will make sellers pretty antsy to offload.

"How much is this £400,000 house?"

"I'll give you £350k and you will take it"

"£400k take it, there is no leave it, I know where your children go to school"

"£550? Are you high? Say hello to my little friend..."

sniff

What happens when antic turn the garage into a pub tho ?

Have had the survey back on the house we're keen for and, as we expected with an older house, there were some issues.

Chimney needs repointing
Roof underlining is damaged
High damp meter readings to most walls at ground level - Damp course treatment required
Rear door has cracked threshold
Front joinery is decayed. Lack of maintenance to the guttering.
Roof lacks ventilation and insulation is below modern standards
Damp in internal walls due to lack of damp proofing
No smoke or carbon monoxide alarms
No current test certificates for Electricity or Gas or Boiler
The vertical soil and vent pipe is damaged (part of the pipe visible by the boiler was taped up and stained suggesting it is cracked and potentially leaking)

What would people do? Get quotes for having all of the above fixed and ask for that much off the price? We still want to go ahead and I'm keen not to scare the seller off...

Any suggestions?

High damp meter readings to most walls at ground level - Damp course treatment required

I bet they can suggest someone to do it, too...