Owning your own home

Of course you can make an offer, and the EA is legally obliged to inform the vendor.

The difference is the EA is just naturally going to give favoritism first to a chain free buyer, then a buyer with offer in place, and then finally a buyer with no offer in place.

It may be nonsense, but if that's what the vendor is saying there's nowt I can do about it. One property wouldn't even book me a viewing until I had an offer accepted.

I have "I don't do graphics." printed on a name plate.

In comic sans or papyrus?

they can't go around saying Mr X offered £xxxxxx

Sure they can.

Otherwise what?

Agent: We've had another offer.
Hairingtons: OK, how much?
Agent: Not telling.
Hairingtons: OK, I offer £1,000,000
Agent: No, that's not enough.
Hairingtons: £1,100,000?
Agent: Nope.
Hairingtons: £1,150,000?
Agent: Nope.
Hairingtons: £1,175,000?
Agent: Yeah, that's better.
Hairingtons: So the other people offered somewhere between £1,150,000 and £1,175,000 then?
Agent: Not telling.
Hairingtons: U R a tit.

I've only ever heard of Comic Sans. Is there a better font? I think not.

Warmer, drier, fewer arsehats on the roads...

@>>>>>> is in straya so might want to reevaluate those goals.

¯_(ツ)_/¯

The whole housing business is full of cunts - buyers/sellers/renters/mortgage brokers/lenders/building management companies/letting agents/investors/anyone I've left out ?
Raw Capitalism in your face right now .

and have a nice day :)

The whole world is full of cunts

#truestory

insert shrug emoji

Every EA I have ever dealt with says they can't disclose the amount of another bidder. I presumed that was the legality of it. And that's why shit like best 'n' finals exist.

Best n finals exists so agents don’t have to do any work - why make loads of phone calls getting incremental offers when you can just get people to email in?

Your situation is either down to the same laziness or just that they forgot to ring you.

I think it’s well established that most estate agents are shit or cunts or both.

anyone got any spare bathroom/kitchen tiles they want rid of?
Looking to do a cheap retile of the bath panel, to make it easier to take off, so hoping to use random bright tiles for it, which people give me rather than buying new.

Let me know..

I presumed that was the legality of it

I'm not sure there's any real regulation around these. In fact, I'm sure there isn't, since I've been in one of these and been told by an estate agent where my offer had to be once the envelopes had been opened.

I think part of why they won't disclose in general is because if they tell you that there's an offer of 100k, you'll just offer 101k. If they tell you there's a "strong above asking offer", there's a greater chance you'll just barge in at 110k or similar.

I can let you have 3 and a half of these tiles

https://www.wallsandfloors.co.uk/eloquence-tiles-daydream-blue-tiles

they are 200mm x 600mm

that should be enough to do most of it if you buy some cheap white tiles from tops tiles to do a border or something?

pick up from leyton(stone-ish)

hey thanks,

that would be great. Will pm you to arrange pick up..
Anyone else have anything else?
Would love to have a really bright hodgepodge of a panel.
Let me know

I've also got some tile trims you can have too if any use

I think part of why they won't disclose in general is because if they tell you that there's an offer of 100k, you'll just offer 101k. If they tell you there's a "strong above asking offer", there's a greater chance you'll just barge in at 110k or similar.

EA's I know just say they won't accept small incremental bids like that, it's just not worth the hassle.

There's no obligation from the vendor to take the highest bid. If someone finds out the current offer is 100k and offers 101k he'll just say "I'll pass it on but my client is happy with the current bidder but would reconsider their options if the increase was more significant", i.e. "offer 105k or go away".

I'll probably have a couple of these left over in a couple of weeks if that's not too long?

oh those look nice, could take those off your hands, will drop you a pm now and start the ball rolling..

Interest rates on the up

https://www.theguardian.com/business/2017/nov/02/interest-rate-rise-bank-of-england-homeowners-savers

Feeling smug for having agreed 1.84% for 5 years yesterday.
/csb

Nice work. I thought I'd done well when I got 5 years at 3.1% back in 2014.

Yeah, it's a nice feeling. Got 5 years at 1.73% approved a couple of months back.

I can't remember if my last one was 2 or 3 years. 2016 start so could be up soon.

our mortgage call with the bank is on saturday.

fml