You are reading a single comment by @Howard and its replies.
Click here to read the full conversation.
London Fixed Gear and Single-Speed is a community of predominantly fixed gear and single-speed cyclists in and around London, UK.
This site is supported almost exclusively by donations. Please consider donating a small amount regularly.
Howard
A very basic question: how does overpaying work? I know what the limits are for how much I can overpay, but do you have to spread this out each month or can you make one massive payment near the end of your fixed term? That would allow me more flexibility because presumably once the money is paid in it's not easy to get back out without remortgaging.