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Thanks for the advice - Mrs is now keen on a Vespa 300 - she has an irrational aversion to Japanese scooters (bad experience with a Yamaha once).
Mikey5000-
Get the piaggio version if you want less risk of theft. Seems anything with "vespa" stamped on it (even when it's a nasty + boring one) seem to attract attention.
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Seconding what BrickMan has said, they are the most stolen bikes. Still decent though. You should have mentioned she has a full bike licence! What's she doing on a scooter.
Never mind her problems with the Japanese, the Honda SH was designed from the ground up by Honda Italy. Missing a gem if you don't try one.
BrickMan
Airhead
Not sure on the T charge, if you're not planning to keep it until the Ulez comes in then it's probably going to be easy enough to find something that complies. Looks like you could definitely get a modern SH125 for £1700, probably less in a private sale. Not sure if the winter price effect really kicks in for a month or 2 though.
Just be careful with private sales in London, I've turned up to a few that were so dodgy I walked away. If you're going somewhere with enough cash to buy the bike you need to watch your back. Never had a problem with big bike sales but scooters seem to attract the scammers.
Having said about the T charge not being a big problem, it's obviously going to affect resale value as anyone looking for a scooter for a few years won't be interested unless it complies with ULEZ.