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Not as I understand it. Your LTD can pay directly in to a retail pension. I don't think I'm wrong but happy to be corrected.
Howard-
Sounds like it...
https://www.contractorcalculator.co.uk/pensions_contractors_limited_company.aspxContractors can invest up to £40,000 each year without any additional tax implications, up to a lifetime allowance of £1m Pensions are no longer about saving money to buy an annuity. Contractors can draw down on their pension funds from age 55 following new rules announced in 2014 that enable contractors to take multiple lump sums direct from their pension fund. A contractor’s pension savings can be passed onto their family if they die before age 75 - provided you've not bought an annuity. A contractor’s pension savings are perfectly safe as pensions funds cannot become insolvent. A private pension fund is carefully protected by law. If a contractor is risk adverse and concerned about funds invested in the stock market, they can choose to keep their pension pot in cash - just like an ISA.
hippy
Is there not a special scheme to required for the ltd company?