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  • I don't have a pension here, no.

    I want to get a pension or fund of some sort that I pretend is my pension or both. I get into the same panic every few years and then do nothing about it..

  • To get over inertia I made a plan like

    • year 1 do something that's better than nothing
    • year 2 diversify
    • year 3 optimise

    takes the pressure off you to get it right first time

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