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Entirely dependent on your risk profile and ambitions. But for a young person should be heavily geared towards equities moving towards bonds and cash as you get older. Need to make sure it is properly diversified and that there is some management going on (passive is great as long as asset allocation and geography is reviewed reasonably regularly). Some passive funds I have see have extortionate fees which can really eat into returns.
tc
hippy
Someone give me the last bad option..
@tc what's a "sensible fund"