I want to put my money somewhere and earn more than a bank/under my mattress.
But banks / mattress are (supposedly) the most secure options, which is why they give you the lowest returns. Anything with higher returns are more than likely going to be riskier investments. Sorry if that sounds reductive, but "stress free" and "earn more than a bank" are difficult to square.
You could get a better interest rate than a bog standard bank account by going the Regular Saver or Fixed-Term investment route, but then you lock up your money. If that's not a concern, then these seem like the most stress-free options.
If you're already doing it, that's about as stress-free as you can get, no?
No new accounts, new people, new shit to learn. Assuming it's earning you money already..
But banks / mattress are (supposedly) the most secure options, which is why they give you the lowest returns. Anything with higher returns are more than likely going to be riskier investments. Sorry if that sounds reductive, but "stress free" and "earn more than a bank" are difficult to square.
You could get a better interest rate than a bog standard bank account by going the Regular Saver or Fixed-Term investment route, but then you lock up your money. If that's not a concern, then these seem like the most stress-free options.
Or buy BitCon, it's guaranteed to go up.