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  • I should also have said I want a stress free option. I've started a business on the side of working an already relatively stressful/long hours job. I want to put my money somewhere and earn more than a bank/under my mattress.

    Or should I put it all into my pension and not pay tax on it?

  • I want to put my money somewhere and earn more than a bank/under my mattress.

    But banks / mattress are (supposedly) the most secure options, which is why they give you the lowest returns. Anything with higher returns are more than likely going to be riskier investments. Sorry if that sounds reductive, but "stress free" and "earn more than a bank" are difficult to square.

    You could get a better interest rate than a bog standard bank account by going the Regular Saver or Fixed-Term investment route, but then you lock up your money. If that's not a concern, then these seem like the most stress-free options.

    Or buy BitCon, it's guaranteed to go up.

  • Stress free for me is something like Nutmeg. Online, don't have to spend time meeting someone, relatively transparent.

    Maybe I've answered my own question and just keep going with Nutmeg.

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