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  • Should I just pony up for a IFA or can a bunch of random internet bikers help me out?

    An IFA should pay for itself - but the trick is finding a good one. I’ve never got very far on that.

  • At the end of the day the client pays for everything. Whether it's direct to an Ifa or through fees that the company charges later.
    The key to long term investing is minimising expenses.

  • That and ignoring the market. Paying in consistent and regular amounts into sensible funds is very key

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