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  • Can I ask a question. I had a good H1 and want to do something useful with the bonus (c £20k). I currently pay £500 per month into a Nutmeg ISA and started it with £3k. So I have £11k left for this year's allowance? I can't really pay more per month than I currently am for now but where there's a will there's a way.

    I have 2 BTC which I bought aaaages ago but don't want to do anything like that. I'd describe my appetite for risk as medium - high . I would like to use this pot to do something like a loft extension within the next 18months.

    Should I just pony up for a IFA or can a bunch of random internet bikers help me out?

    (n.b mentioned numbers to help people with context not meant to come across as a dick)

  • When it comes to isa it's cash or shares.
    Cash is paying less the inflation so it's pants. But rate rises are immanent.
    Shares are looking a bit frothy, but the markets is expecting a boost from tax reforms in America. After that I'm expecting a correction. Then will be a good buying a opportunity, when it will be is anyone's guess. You could miss out on some great gains.
    Strange times.

  • When it comes to isa it's cash or shares in ETF trackers

    And then drip feed them to smooth the drops and ride the ups.

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