You are reading a single comment by @hippy and its replies.
Click here to read the full conversation.
-
Why not dump what you can into the ISA and keep the rest for coke and prozzies?
If I need the cash soonish I tend to go for easy, which for me tends to be one of those bonus saver thingies. I know they earn fuck all (4%? last one I had was more than that not done it in ages). Easy and you know you will have all the money in it. I'm a low risk kinda guy though - I take health risks not money risks.
hippy
Can I ask a question. I had a good H1 and want to do something useful with the bonus (c £20k). I currently pay £500 per month into a Nutmeg ISA and started it with £3k. So I have £11k left for this year's allowance? I can't really pay more per month than I currently am for now but where there's a will there's a way.
I have 2 BTC which I bought aaaages ago but don't want to do anything like that. I'd describe my appetite for risk as medium - high . I would like to use this pot to do something like a loft extension within the next 18months.
Should I just pony up for a IFA or can a bunch of random internet bikers help me out?
(n.b mentioned numbers to help people with context not meant to come across as a dick)