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@PQR
On the mortgage chat I feel I am being royally screwed by the soon to be ex.
She moved out in jan and so i moved back in and have been paying 100% all the (repayment) mortgage, bills etc and our fixed deal runs out this month.
It means the amount I repay is going up by about 300 quid in interest payments. all she had to do was phone them up and we can get a new deal and now rates have gone up.
So fucking annoying