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Smart people are taking about Nutmeg, I best look it up.
I'm staying put for at least 2 years so going to go for another 2 year fixed over about 30 years. Repayments will be super low, chump change, but I will put money aside to overpay by the end of the term in one lump some, if I use an ISA I should bar able to get a few extra quid in total.
Sounds sound? Right?
chrisbmx116
amey
hippy
Your eggs bro - look at the one basket they be in.
Stocks and Shares ISAs are great ways to put your eggs in different baskets easily and cheaply. You don't have to be a guru - Nutmeg will do it for you but charge you a tiny bit for the ease.
If you lost it all - or even a really significant bit of the return - you'd probably have more to worry about like not having a job, empty supermarkets and the riots on the streets.
But yeah I get ya it's way too easy to put that shit off in a rising property market combined with good take home pay.