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  • Depending on who your bank uses for valuation survey we topped up their survey to a full survey for a lot less than doing our own survey. Does rely on their surveyor being half decent though...

  • @greenhell

    I'd advise not using the topped up bank survey. I did this, and then the bank had ALL the info about the flat, particularly the damp issues and wouldn't lend, firstly, at all, then after arguing, without a caveat that I got a damp course (3-5k) fitted within 1 yr of moving in. Caused a while load of unnecessary hassle so will go for independent survey for future purchases.

  • fair shout. what was the eventual cost of the full fat bank survey?

  • Ah I had a different experience, our surveyor supplied the standard report to the bank and the full one to us only, but then there were no issues with ours, so guess that meant it never popped up.

  • Our solicitor advised us strongly to get an independent survey not 'top up' the banks one for this very reason. Glad I did.

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