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@greenhell
I'd advise not using the topped up bank survey. I did this, and then the bank had ALL the info about the flat, particularly the damp issues and wouldn't lend, firstly, at all, then after arguing, without a caveat that I got a damp course (3-5k) fitted within 1 yr of moving in. Caused a while load of unnecessary hassle so will go for independent survey for future purchases.
Depending on who your bank uses for valuation survey we topped up their survey to a full survey for a lot less than doing our own survey. Does rely on their surveyor being half decent though...