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Trying to put something together to explain this to mrs_com. SHe gets it and trusts me, I would just like to be able to explain it better. Attached is massively oversimplified and the numbers themselves aren't important, more the direction of value change and the difference in over-paying and just paying the set amounts.
Plus, overpayments mean you can take payment breaks should anything go temporarily tits up in a big way.
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stevo_com
not4sale
My thinking too... or what I suspected would be correct...