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  • I'm a ltd company director, it should make no odds, assuming you're not hiding a load of income somehow. I got my mortgage when I wasn't even a permanent resident. I do have 7th level jedi mind control though.

  • Presumably you're paying yourself a wage and dividends. Also, most FAs / banks are quite well aware of the ltd company setup and you can do stuff like show them your contract rates to verify higher income.

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