Cheers. I'm not really smart enough to do stocks and shares and all that lark.
Just did that calculation thing, looks like 10k overpayment a year would shave near 2 years off and save 12k in interest.
Sounds like a no brainer. I did some rough calculations and I could get things paid off in 15 years if I got a mortgage with new terms but it requires lots of paper work and annoyingly even though I am earning 3x what I was when I took my initial mortgage out the fact I am my own ltd makes things a bit harder I think...
I'm a ltd company director, it should make no odds, assuming you're not hiding a load of income somehow. I got my mortgage when I wasn't even a permanent resident. I do have 7th level jedi mind control though.
Cheers. I'm not really smart enough to do stocks and shares and all that lark.
Just did that calculation thing, looks like 10k overpayment a year would shave near 2 years off and save 12k in interest.
Sounds like a no brainer. I did some rough calculations and I could get things paid off in 15 years if I got a mortgage with new terms but it requires lots of paper work and annoyingly even though I am earning 3x what I was when I took my initial mortgage out the fact I am my own ltd makes things a bit harder I think...
I need to do some thinking.