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  • Had a peak at another wee house, this time in Poplar, which is close enough to civilisation to be worth living in or so I thought... Turned out the specific area/street was horrific, a dozen or so nice old terrace houses surrounded my a rats maze of council blocks in various states of decay, also worth noting was the gap in the terrace next to the house I was looking at where its neighbouring house had fallen down. Decided it was worth giving it a miss and as I walked round the corner came across a shrine to a young lad who, as the numerous tributes put it "had been murdered in broad daylight by heartless SCUM".

    Walthamstow
    Poplar

    Next up, thoughts on overpaying on a mortgage, worth it? My mortgage is up, I'm looking at either the same again and repaying as and when I have spare cash or a shorter term and higher repayment. Apart from flexibility/affordability anything I need to know? Rate variations?

  • overpaying on a mortgage, worth it?

    If you want to save £££ in the long term then I reckon so.

    Unless you are a guru investor and can better use the extra cash for something else then personally I'm a fan of smashing the debt away quicker.

    I had a 25 year mortgage. It will be paid off in 10 years and 000s of £ cheaper.
    With interest rates low, this overpayment money wouldn't have made much in a bank account (and I don't really do stocks and shares shit).

    https://www.moneysavingexpert.com/mortgages/mortgage-overpayment-calculator

  • Poplar, which is close enough to civilisation to be worth living in or so I thought...

    I lived there for a bit, just north of Canary Wharf.

    It's a bit grim.

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