Owning your own home

Already on one. Beggars can’t be choosers and all that.

Smart looking stairs btw. Look the same colour as my kitchen floor. Downpipe?

Haha amazing.

In all seriousness that looks great. Plus for me having stairs is #goals. Stuck living on one plane at the moment, so basic.

Yah

Thanks. They looked like total crap before so it’s a big improvement.

Plus I’ve now got a tile cutter and some experience of tiling and grouting. Bathroom might be next.

paperwork's arrived and solicitors are soliciting. here we fucking go.

Ha.

Here’s mine.

1 Attachment

Ah, I had vague recollections from my washing machine delivery job that there was a operative license or something like that..

You can't park commercial vehicles of 7.5 tonnes and over on the street overnight. Below that (transits etc), it's all fair game.

new page shout out for any surveyor recommendations before i pick up the yellow pages.

I knew it!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Right off to find a scale.

On a more serious note, I'll ask him to park it more considerately. There are places he could park it that aren't outside people's houses.
The 7.5 T rule is that Highway Code or something else...?

section 19 of the road traffic act, apparently:

19 Prohibition of parking of HGVs on verges, central reservations and footways.
(1)Subject to subsection (2) below, a person who parks a heavy commercial vehicle
(as defined in section 20 of this Act) wholly or partly—
(a)on the verge of a road, or
(b)on any land situated between two carriageways and which is not a footway, or
(c)on a footway,
is guilty of an offence.

7.5 T is quite big.

Also that quoted regulation doesn't seem to mention on-road parking? Just verges, footways, islands.

Collier Stevens did ours. Certainly was comprehensive enough. Catford also.

ayethangyew.

http://www.collier-stevens.co.uk/

Any reason not to get a new 5 year fix?

Currently on a tracker that's at 1.49% with no penalties or fees for leaving. LTV is about 35% so I can get a decent offer. Looks like I can get about 1.8% for 5 years with no overpayment charges, fees and it could be ported if I moved.
So I should just do that right? Interest rates are going up a bit soon...

Definitely lock it in...

With the uncertainty of what will happen when the UK leaves the EU,
and the extensive trailing of (effective) rates rising as post-Article50 notification price increases force inflation beyond the BoE target of 2%,
the longest, cheapest, fee-free option is eminently sensible.
Overpay all you can.
(My experience is based upon mortgage interest rates of 15% in the early '90s).

Luton vans with tail lifts are usually 3.5T.

Frozen sausages it is!

"Driver of 7.5-tonne lorry and the elderly couple all escaped without injuries"

All newspapers reports say it is a 7.5 T and they should know so there .

Sorry - I wasn't clear - I meant @GoatandTricycle 's street parking van was most likely 3.5T, not the one in your pic.

I've just fixed for 5yrs at 2.98%. It might be that nothing happens but my anxiety would let me consider trying to remortgage in Brexit year. Even if I want to move/sell, I would personally rather pay the fee than 'gamble'.

I plan to overpay £500 a month whenever I can.

Question - currently owe about £100k on a mortgage on a £500k property that was bought for £400k.

I'd like to take £200,000 out of that property and do something with it, not related to that property.

Assuming we earn enough money to cover a £300k mortgage (we d0), how straightforward would it be to extract the equity? Just a case of borrowing more? Would there be tax implications?

Viewed it. Asking price can jog on. 600k + for a 1.5 bed house in Walthamstow can jog the hell on.

Shame really as first viewer of my flat wants it.