Currently on a tracker that's at 1.49% with no penalties or fees for leaving. LTV is about 35% so I can get a decent offer. Looks like I can get about 1.8% for 5 years with no overpayment charges, fees and it could be ported if I moved.
So I should just do that right? Interest rates are going up a bit soon...
I've just fixed for 5yrs at 2.98%. It might be that nothing happens but my anxiety would let me consider trying to remortgage in Brexit year. Even if I want to move/sell, I would personally rather pay the fee than 'gamble'.
Any reason not to get a new 5 year fix?
Currently on a tracker that's at 1.49% with no penalties or fees for leaving. LTV is about 35% so I can get a decent offer. Looks like I can get about 1.8% for 5 years with no overpayment charges, fees and it could be ported if I moved.
So I should just do that right? Interest rates are going up a bit soon...