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  • Check whether you actually have a 50/50 split of the mortgage, or whether you are jointly and individually liable for it.

    You're always going to be jointly liable on the mortgage. No mortgage lender is going to let you get away with only being liable for half the sum advanced under the mortgage. Not that I've seen in more years than I care to remember looking at and drafting mortgage T&Cs anyway.

  • I'm sure you're right. There was something that we were offered (by solicitor) that I guess just set out that we'd contributed 50/50, or something like that.

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