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  • Santander don't seem to be causing me any hassle at the moment. They use phone based 2FA if that's what you are looking for.

  • I want something that uses Google Authenticator or Authy rather than some proprietary dongle. I also don't want my account closed because I refused to tell them how much I spent on per care in 1986 or what my favourite flavour of icecream is.

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