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Hefty
@Dammit
Mortgage offer from HSBC is £505/month at 1.84% for a five year fixed rate, inclusive of a £15,000 home owner loan to get BRM's mate to finish the painting etc.
Done deal I think- plus I'll keep the monthly payment at the £900 it was initially to pay £400 off the capital each month in addition to the amount paid off from the £505.